Buy Now. Pay on Payday.
Vouch lets salary earners shop, borrow, or pledge — while merchants and lenders get paid instantly. No delays. No stress.
Experience seamless transactions and financial flexibility tailored to your needs.
How It Works
Benefits for Salary Earners
Get What You Need, When You Need It
No more waiting till payday. Vouch lets you shop, borrow, or pledge instantly, giving you the flexibility to manage your finances without stress. Whether it's an urgent purchase or a planned expense, Vouch ensures you have access to funds when you need them.
No Collateral. No Paperwork.
With Vouch, you don't need to worry about collateral or extensive paperwork. Simply connect your verified salary account, and you're ready to go. Enjoy a hassle-free experience that puts you in control of your financial decisions without the usual barriers.
Private & Secure
Your privacy is our priority. Vouch uses encrypted, BVN-based verification to ensure your data is safe and secure. Enjoy peace of mind knowing that your financial information is protected while you access the funds you need.
Accepted by Trusted Merchants
Vouch is accepted by a wide range of trusted merchants, both online and offline. Shop anywhere, anytime, with the confidence that Vouch has you covered. From groceries to electronics, enjoy seamless transactions without the hassle.
Benefits for Merchants & Lenders
Instant Payouts
You get paid immediately. Enjoy seamless transactions and improved cash flow with our instant payout system.
Zero Credit Risk
We collect from the customer's salary, ensuring you face no credit risk. Our system guarantees secure and reliable payments, giving you peace of mind.
Grow Your Sales
Serve more customers, even mid-month. Empower your business to reach new heights by offering flexible payment options that cater to your customers' needs.
Where Vouch Works Best
In-store purchases
Use Vouch to make seamless payments at physical retail locations, enabling quick, secure transactions without the need for cash or cards—just tap, confirm, and go.
Start Using Vouch Today
Whether you're a buyer or a seller, Vouch makes every transaction faster, safer, and stress-free.